
Xanderia, a leader in Shariah-compliant financial solutions, and CXL Group, a HR outsourcing solutions provider, have partnered to redefine earned wage access in Malaysia. This collaboration integrates financial accessibility with workforce efficiency, ensuring employees gain secure and ethical access to their earnings.
Together, they are transforming how employees access their earned wages. With Xanderia’s on-demand pay solution seamlessly integrated into CXL’s full-suite HR and Payroll platform, they are giving employees what they need most control, flexibility, and peace of mind.

Through this partnership, Kanz PaydayNow—a financial empowerment platform—will be introduced, offering employees a seamless way to access their wages before payday. By combining CXL’s expertise in HR management with Xanderia’s Shariah-compliant financial framework, the initiative aims to enhance workplace financial well-being while fostering responsible financial practices.
“We believe financial accessibility should be seamless, ethical, and empowering. By working with CXL, we are bridging the gap between HR operations and financial solution to benefit employees and businesses alike,” said Razi Pahlavi, Chairman and CEO of Xanderia.
“This partnership reflects our belief and commitment in HR’s evaluation to meet dynamic workplace needs. By combining technology and HR, the partnership aims to create an “people-first environment” that supports employee well-being and drives organisational success in Malaysia“ added Fariz Abdullah CEO of CXL.